Privacy Policy & Terms
Last Updated: January 2023
The Private Client Company.com strives to offer its visitors the many advantages of Internet technology and to provide an interactive and personalized experience. We may use Personally Identifiable Information (your name, e-mail address, street address, telephone number) subject to the terms of this privacy policy. We will never sell, barter, or rent your email address to unauthorized third parties. Period.” if you have any questions or concerns, please contact the Private Client Company at support@theprivateclientcompany.com
How We Collect and Use Information
We may collect and store personal or other information you voluntarily supply to us online while using the Site (e.g., while on the Site or responding via email to a feature provided on the Site). www.theprivateclientcompany.com only contacts individuals who specifically request that we do so or if they have signed up to receive our messaging, attended one of our events, or purchased one of our products. www.mastersofwealthteam.com collects personally identifying information from our users during online registration and purchasing. Generally, this information includes name and e-mail address for registration or opt-in purposes and name, postal address, and credit card information when registering for our events or purchasing our products. All of this information is provided to us by you.We also collect and store information generated automatically as you navigate the site online. For example, we may collect information about your computer's connection to the Internet, which allows us, among other things, to improve the delivery of our web pages to you and to measure traffic on the Site. We also may use a standard feature found in browser software called a “cookie” to enhance your experience with the Site. Cookies are small files your web browser places on your hard drive for record-keeping purposes. Showing how and when visitors use the Site, cookies help us deliver advertisements, identify how many unique users visit us, and track user trends and patterns. They also prevent you from re-entering your preferences on specific areas of the Site where you may have entered preference information before. The Site also may use web beacons (single-pixel graphic files known as “transparent GIFs”) to access cookies and count users who visit the Site or open HTML-formatted email messages.
We use the information we collect from you while you are using the Site in various ways, including using the information to customize features, advertising that appears on the Site, and making other offers available via email, direct mail, or otherwise. We also may provide your information to third parties, such as service providers, contractors, and third-party publishers and advertisers, for various purposes. Unless you inform us by the process described below, we reserve the right to use and disclose to third parties all of the information collected from and about you while you are using the Site in any way and for any purpose, such as to enable a third party or us to provide you with information about products and services. Suppose you wish to refrain from using your information for these purposes. In that case, you must send a letter to the Online Privacy Coordinator, whose address is listed at the end of this Privacy Policy, requesting to be taken off any lists of information that may be used for these purposes or that may be given or sold to third parties.
Please keep in mind that whenever you voluntarily make your personal information available for viewing by third parties online – for example, on message boards, web logs, through email, or in chat areas – that information can be seen, collected, and used by others besides us. We cannot be responsible for any unauthorized third-party use of such information.
Some of our third-party advertisers and ad servers that place and present advertising on the Site may also collect information from you via cookies, web beacons, or similar technologies. These third-party advertisers and ad servers may use the information they collect to help present their advertisements, to help measure and research the advertisements' effectiveness, or for other purposes. The use and collection of your information by these third-party advertisers and ad servers is governed by the relevant third-party's privacy policy and is not covered by our Privacy Policy. Indeed, the privacy policies of these third-party advertisers and ad servers may differ from ours. If you have any concerns about a third party's use of cookies or web beacons or the use of your information, you should visit that party's website and review its privacy policy.
The Site also includes links to other websites and provides access to third-party products and services whose privacy policies we do not control. When you access another website or purchase third-party products or services through the Site, the use of any information you provide is governed by the privacy policy of the operator of the site you are visiting or the provider of such products or services.
We may also make some content, products, and services available through our Site or by emailing you through cooperative relationships with third-party providers, where the brands of our provider partner appear on the Site in connection with such content, products, and/or services. We may share with our provider partner any information you provide or that is collected while visiting any pages made available in cooperation with our provider partner. Sometimes, the provider partner may collect information from you directly, so our provider partner's privacy policy may apply to the provider partner's use of your data. The privacy policy of our provider partners may differ from ours. If you have any questions regarding the privacy policy of one of our provider partners, you should contact the provider partner directly for more information.
Be aware that we may occasionally release information about our visitors when release is appropriate to comply with the law or to protect the rights, property, or safety of users of the Site or the public.
Please note that we may buy or sell various assets as our business grows. If we sell some or all of our assets or one or more of our websites are acquired by another company, information about our users may be among the transferred assets.
How We Store Information
Your information is stored at the list server that delivers www.theprivateclientcompany.com content and messaging. Those who help manage those lists can only access your data to provide an e-mail to those who want to receive www.theprivateclientcompany.com material.
CAN SPAM COMPLIANCE: All messages or emails sent to you by www.theprivateclientcompany.com include an unsubscribe link. You can remove yourself from our mailing list by clicking on the unsubscribe link that can be found in every communication we send you. We will remove you from our mailing list immediately.
Additional rights that you may have concerning your data, such as any rights available under the European Union’s General Data Privacy Regulation, are described below.
Advertiser Disclosures
Google Analytics
We also use Google Analytics Advertiser Features to optimize our business. Advertiser features include:
By enabling these Google Analytics Display features, we must notify our visitors by disclosing the use of these features and that third-party vendor. We use first-party cookies (such as the Google Analytics cookie), other first-party identifiers, third-party cookies (such as the DoubleClick cookie), or other third-party identifiers to gather data about your activities on our Site. Among other uses, this allows us to contact you if you begin to fill out our check-out form but abandon it before completion with an email reminding you to complete your order. The “Remarketing” feature allows us to reach people who previously visited our Site and match the right audience with the right advertising message.
You can opt-out of Google’s use of cookies by visiting Google’s ad settings, and/or you may opt out of a third-party vendor's use of cookies by visiting the Network Advertising Initiative opt-out page.
Remarketing with Google Analytics
Google Display Network Impression Reporting
DoubleClick Platform integrations
Google Analytics Demographics and Interest Reporting
By enabling these Google Analytics Display features, we must notify our visitors by disclosing the use of these features and that third-party vendor. We use first-party cookies (such as the Google Analytics cookie), other first-party identifiers, third-party cookies (such as the DoubleClick cookie), or other third-party identifiers to gather data about your activities on our Site. Among other uses, this allows us to contact you if you begin to fill out our check-out form but abandon it before completion with an email reminding you to complete your order. The “Remarketing” feature allows us to reach people who previously visited our Site and match the right audience with the right advertising message.
You can opt-out of Google’s use of cookies by visiting Google’s ad settings, and/or you may opt out of a third-party vendor's use of cookies by visiting the Network Advertising Initiative opt-out page.
As advertisers on Facebook and through our Facebook page or pages, we (not Facebook) may collect content or information from a Facebook user. Such information may be used as specified in this Privacy Policy. You consent to our collection of such information.
We abide by Facebook’s Data Use Restrictions.
Any ad data collected, received, or derived from our Facebook ad (“Facebook advertising data”) is only shared with someone acting on our behalf, such as our service provider. We are responsible for ensuring that our service providers protect any Facebook advertising data or any other information obtained from us, limit our use of all that information, and keep it confidential and secure.
We do not use Facebook advertising data for any purpose (including retargeting, commingling data across multiple advertisers’ campaigns, or allowing piggybacking or redirecting with tags) except on an aggregate and anonymous basis (unless authorized by Facebook) and only to assess the performance and effectiveness of our Facebook advertising campaigns.
We do not use Facebook advertising data, including the targeting criteria for a Facebook ad, to build, append to, edit, influence, or augment user profiles, including profiles associated with any mobile device identifier or another unique identifier that identifies any particular user, browser, computer or device.
We do not transfer any Facebook advertising data (including anonymous, aggregate, or derived data) to any ad network, ad exchange, data broker, or other advertising or monetization-related service
As part of our business, we run Facebook ads for our clients. This includes providing services such as retargeting strategy, campaign development, campaign management, and tracking metrics relating to campaign performance from Facebook. We do not receive any of our clients’ customers’ data in providing these services. Our clients’ use of your personal information is subject to the provisions of their privacy policies.
What we do with the information we collect.
Like other web publishers, we collect information to enhance your visit and deliver more individualized content and advertising. We respect your privacy and do not share your information with anyone.
Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information from other users to help enhance our site and services (e.g., to learn which pages are visited most or which features are most attractive). Aggregated Information may occasionally be shared with our advertisers and business partners. Again, this information does not include personally identifiable information about you or allow anyone to identify you individually.
We may use Personally Identifiable Information collected on www.mastersofwealthteam.com to communicate with you about your registration and customization preferences, our Terms of Service and privacy policy, services and products offered by www.mastersofwealthteam.com, and other interesting topics.
Personally Identifiable Information collected by www.theprivateclientcompany.com may also be used for other purposes, including but not limited to site administration, troubleshooting, processing of e-commerce transactions, administration of sweepstakes and contests, and other communications with you. Certain third parties who provide technical support for the operation of our site (our Web hosting service, for example) may access such information. We will use your information only as permitted by law. In addition, from time to time, as we continue to develop our business, we may sell, buy, merge, or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us and/or to law enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice before disclosure in such cases.
Data Security and Data Privacy Regulation
Our company’s commitment to data security
We implement a variety of administrative, managerial, and technical security measures to help protect your personal information. Our Company has various internal control standards that relate to handling personal information. These include specific controls to help safeguard the information we collect online. Our employees are trained to understand and comply with these controls, and we communicate our Privacy Policy, practices, and guidelines to our employees. However, while we strive to protect your personal information, you must also take steps to protect your information. We urge you to take every precaution to protect your personal information online.
Additionally, while we make every effort to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party “hackers” from illegally obtaining this information. If we discover a security breach affecting your data, every effort will be made to provide a notification within 72 hours of our team learning of the occurrence.
General Data Privacy Regulation (GDPR)
The GDPR takes effect on May 25, 2018, and is intended to protect the data of European Union (EU) citizens.
If you are a European Economic Area (EEA) resident or are accessing this Site from within the EEA, you have certain rights concerning your data. We respond to all requests that we receive from individuals who wish to exercise their data protection rights in accordance with applicable data protection laws. You can contact us by sending an email to support@theprivateclientcompany.com
Rights that you may have, depending on the country in which you live, include:
Accessing, correcting, updating, or requesting deletion of your information.
If you request that your account be deleted, you will lose access to all of our programs in which you are actively registered.
Objecting to processing of your information, asking us to restrict processing of your information, or requesting the portability of your data.
Opting out from receiving marketing communications that we send you at any time. You can exercise this right by selecting the “unsubscribe” or “opt-out” link in our marketing emails. Additionally, you may update your email preferences by changing the settings in your account.
Withdraw your consent at any time if we have collected and processed your information with your consent. Withdrawing your consent will not affect the lawfulness of any processing we conducted before your withdrawal, nor will it affect the processing of your information conducted in reliance on lawful processing grounds other than consent.
Complaining to a data protection authority about our collection and use of your information. For more information, please contact your local data protection authority.
Data Controller and Data Protection Officer
If you reside in a country in the European Economic Area or Switzerland, then your data collected by the Company is controlled by a dedicated team member. The company’s EU Data Protection Officer can be reached by email at support@theprivateclientcompany.com
Affiliated sites, linked sites, and advertisements
At www.theprivateclientcompany.com, we expect our partners, advertisers, and affiliates to respect the privacy of our users. Be aware. However, third parties, including our partners, advertisers, affiliates, and other content providers accessible through our site, may have their privacy and data collection policies and practices. For example, during your visit to our site, you may link to or view certain content created or hosted by a third party as part of a frame on a www.theprivateclientcompany.com page. Also, through www.theprivateclientcompany.com, you may be introduced to, or be able to access, information, Web sites, features, contests, or sweepstakes offered by other parties. www.theprivateclientcompany.com is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.
While on our site, our advertisers, promotional partners, or other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve information about you. For example, some of our advertising is served by third parties and may include cookies that enable the advertiser to determine whether you have seen a particular advertisement. Other features on our site may offer services operated by third parties and use cookies or other technology to gather information. www.theprivateclientcompany.com does not control the use of this technology by third parties or the resulting information and is not responsible for any actions or policies of such third parties.
You should also be aware that if you voluntarily disclose Personally Identifiable Information on message boards or chat areas, that information can be viewed publicly and collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of www.theprivateclientcompany.com and this policy.
Children's Privacy Statement
This children's privacy statement explains our practices concerning the online collection and use of personal information from children under the age of thirteen. It provides important information regarding their rights under federal law concerning such information.
This Site is not directed to children under the age of thirteen, and we do NOT knowingly collect personally identifiable information from children under the age of thirteen as part of the Site. We screen users who wish to provide personal information to prevent users under thirteen from providing such information. Suppose we become aware that we have inadvertently received personally identifiable information from a user under thirteen as part of the Site. In that case, we will delete such information from our records. Suppose we change our practices in the future. In that case, we will obtain prior, verifiable parental consent before collecting any personally identifiable information from children under thirteen as part of the Site.
Because we do not collect any personally identifiable information from children under the age of thirteen as part of the Site, we also do NOT knowingly distribute such information to third parties.
We do NOT knowingly allow children under thirteen to publicly post or distribute personally identifiable contact information through the Site.
Because we do not collect any personally identifiable information from children under the age of thirteen as part of the Site, we do NOT condition the participation of a child under thirteen in the Site's online activities on providing personally identifiable information.
Notes & Disclosure:
1 Current taxes are based on maintaining your existing qualified account. Qualified accounts are funded using pre-tax dollars, and taxes are generally owed on principal and interest when the funds are distributed.
2 Adjustment modeled is based on Roth conversion of funds. Roth accounts are funded with post-tax dollars, and principal and interest withdrawals are generally tax-free. This partially discusses the benefits, limitations, and requirements of Roth accounts or tax-free savings vehicles.
This analysis is designed to provide general information only. Under IRS Circular 230 and any license limitations of the licensed professional presenting this material, this analysis is not intended to provide tax or legal advice. Be sure to speak with a qualified professional in these areas before deciding your situation. This analysis does not consider every product or feature of tax-deferred or Roth accounts and is for illustrative purposes only. It should not be deemed a representation of past or future results and is no guarantee of return or future performance. Unlike this hypothetical example, your retirement tax bracket may be lower or higher. Every effort has been made to ensure the accuracy of these numbers. RMD calculation data gathered from Stonewood RMD calculation software is based on IRS guidelines and tables and is hypothetical only. A variety of factors determines your actual RMDs.
The information on this website is for general use. While we firmly believe the information is highly reliable and extremely accurate, it is important to remember individual situations may be entirely different. Therefore, information should be relied upon only when coordinated with professional tax and financial advice. You must take into account your health and your legacy goals. Neither the information presented nor any opinion expressed constitutes a representation by us or a solicitation of the purchase or sale of any insurance or securities products and services. The information provided is not intended as tax or legal advice and may not be relied on to avoid Federal or State tax. The Private Client Company, Jim Stryker, and/or his employees or representatives are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their tax and legal counsel. All examples shown are hypothetical. All rates can and do change often. Rates may depend on age, health, gender, and short-term and long-term financial objectives.
By completing this form, you may be contacted by a company representative.
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Contacting Us.
We can be reached by contacting:
Updates and Changes to this Privacy Policy
This policy may be changed at any time at our discretion. If we should update this policy, we will post the updates to this page on the Site.If you have any questions or concerns regarding our privacy policy, please direct them to support@theprivateclientcompany.com
Governing law
United States and Idaho State Law governs this policy and the use of this Site. If a dispute arises under this Policy, we agree to try to resolve it with the help of a mutually agreed-upon mediator in the following location: the State of Idaho. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.
Suppose it proves impossible to arrive at a mutually satisfactory solution through mediation. In that case, we agree to submit the dispute to binding arbitration at the following location: The State of Idaho. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.
www.theprivateclientcompany.com is controlled, operated, and administered entirely within the United States of America. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights on or on behalf of any party.
Legal Continued
These Terms of Use will apply to every access to www.theprivateclientcompany.com, and it reserves the right to issue revisions to these Terms of Use by publishing a revised version of this document on this site: that version will then apply to all use by you following the publication date. Each access to information from www.theprivateclientcompany.com will be a separate, discrete transaction based on general terms.
These Terms of Use and the license granted may not be assigned or sublet by You without written consent from www.theprivateclientcompany.com in advance.
These Terms of Use shall be governed by, construed, and enforced by the laws of the State of Idaho as it applies to agreements entered into and performed entirely within such jurisdiction.
To the extent you have violated or threatened to violate www.theprivateclientcompany.com and/or its affiliate's intellectual property rights, www.theprivateclientcompanyy.com and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the United States of America. You consent to exclusive jurisdiction and venue in such courts.
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